- 04 Apr, 2026
- Hans Education
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Mukhyamantri Kanya Sumangal Yojana – Odisha Girl Child Support Scheme 2026
Support girl education in Odisha. Learn benefits, eligibility, and how to apply for Mukhyamantri Kanya Sumangal Yojana in simple steps.
Sukanya Samriddhi Yojana (SSY) is a savings scheme launched by the Government of India under the Beti Bachao Beti Padhao initiative to secure the financial future of a girl child.
What is Mukhyamantri Kanya Sumangal Yojana?
The Mukhyamantri Kanya Sumangal Yojana is a newly announced welfare initiative by the Government of Odisha aimed at promoting girl child education and reducing financial barriers faced by families. Announced in the Odisha Budget 2026‑27 by Chief Minister Mohan Charan Majhi, the scheme focuses on supporting the education and long‑term financial security of girls born into economically weaker section (EWS) familie
Eligibility
Account can be opened for a girl child below 10 years of age
Only one account per girl
Maximum 2 girl children per family (exceptions for twins/triplets)
Account opened by parent or legal guardian
Deposit Rules
Minimum deposit: ₹250 per year
Maximum deposit: ₹1.5 lakh per year
Deposit period: 15 years
Interest Rate
Interest is decided by the government every quarter
Currently around 8%+ per year (approx., subject to change)
KoInterest is compounded annually
Where to Open Account?
You can open it at: Any Post Office
Authorized banks like SBI, PNB, HDFC Bank, ICICI Bank, etc.
Documents Required
Girl child’s birth certificate
Parent/guardian ID proof (Aadhaar, PAN, etc.)
Address proof
Passport-size photos
Withdrawal Rules
50% withdrawal allowed after girl turns 18 (for education)
Full maturity after 21 years
Main Goals of Kanya Sumangal Yojana
1. Promote Girl Child Education
Ensure girls from economically weaker families complete school and higher education.Reduce dropout rates, especially after secondary school.
2. Provide Financial Support to Families
Offer monetary assistance at birth and after graduation to ease educational expenses.Reduce financial burden on parents for girls’ education and future.
3. Empower Women and Promote Gender Equality
Encourage families to invest in daughters’ education.Strengthen the social and economic position of women in Odisha.
4. Long-Term Social and Economic DevelopmentImprove literacy and employment prospects for women.Contribute to inclusive growth by enabling equal opportunities for girls.
5. Encourage Savings for Girl Children Create a culture of early financial planning for daughters’ education and welfare.
How to Apply for Kanya Sumangal Yojan 1. Check Eligibility
The girl child must be born in Odisha.The family should belong to the Economically Weaker Section (EWS).Verify income criteria as defined by the government.
2. Collect Required Documents
Commonly required documents include:
Birth certificate of the girl child Parent’s Aadhaar card Proof of residence in Odisha (Ration card, Voter ID, or utility bills)Income certificate issued by the local government authority
3. Application Submission
The government may allow both online and offline applications:
Online:
Visit the official Women & Child Development Department Odisha portal once it is live.Fill in the application form with personal and family details.Upload the scanned copies of required documents.Submit the form and note the application ID for future reference.
Offline:
Visit the nearest Anganwadi center or Gram Panchayat office.Collect the application form, fill it out, and attach required documents.Submit the form at the office.
Official website: Click Here
4. Approval and Account CreationAfter verification, the government will approve the application.A savings account or dedicated scheme account will be opened in the girl child’s name for depositing the financial benefits.
5. Benefit DisbursementInitial amount (₹20,000) will be deposited after birth registration and approval.
Further payments, including the post-graduation benefit (~₹1,01,000), will be deposited after fulfilling scheme conditions.
Tips:
Keep all original documents ready for verification.Regularly check the official Odisha WCD website for announcements about the application start date.Track your application using the application ID.
1️⃣ Who can open a Sukanya account?Parents or legal guardians can open the account for a girl child below 10 years of age.
2️⃣ How many accounts are allowed?
Only one account per girl childMaximum two girls per familyException allowed for twins or triplets
3️⃣ What is the minimum and maximum deposit?
Minimum: ₹250 per yearMaximum: ₹1.5 lakh per year
4️⃣ For how many years do I need to deposit money?
You need to deposit for 15 years from the account opening date.
5️⃣ When does the account mature?
The account matures after 21 years from opening or when the girl marries after age 18.
6️⃣ Can money be withdrawn before maturity?
Yes:Up to 50% withdrawal allowed after the girl turns 18 for education expenses.
7️⃣ What happens if minimum deposit is not made?
The account becomes inactive (default).It can be reactivated by:Paying minimum ₹250 + penalty (₹50 per year missed).
8️⃣ Is interest taxable?
No. SSY has EEE tax benefit:Investment tax deductionInterest tax-freeMaturity amount tax-free
9️⃣ Can the account be transferred?
Yes, it can be transferred anywhere in India between post offices and banks free of cost (with address proof).
🔟 Who operates the account after 18 years?
After turning 18, the girl child can operate the account herself.
