- 01 Apr, 2026
- Hans Education
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Ayushman Bharat Yojana: Free ₹5 Lakh Treatment – Full Details & Eligibility 2026
Discover Ayushman Bharat Yojana 2026—get free cashless treatment up to ₹5 lakh per year. Learn about eligibility, benefits, and how to apply for this life-changing health scheme by the Government of India.
The eligibility for Ayushman Bharat Yojana is primarily based on the Socio-Economic Caste Census (SECC) data from 2011. In rural areas, eligibility includes families with kutcha houses, landless laborers, and households without any adult earners. In urban areas, it covers categories like street vendors, domestic workers, and construction workers. Importantly, all senior citizens aged 70 and above are eligible automatically, regardless of their income. The scheme does not require a separate income certificate, making it accessible to many vulnerable groups. You can check eligibility on the official Ayushman.
Here’s a step-by-step process to apply for Ayushman Bharat Yojana:
1.Visit the official website: Go to Click Here or the beneficiary portal at Click Here
2.Check Eligibility: Click on the “Am I Eligible” option. Enter your mobile number and submit. You’ll receive an OTP for verification.
3.Verify Eligibility: After entering the OTP, the system will show whether your family is eligible based on SECC data.
4.Gather Documents: Keep your Aadhaar card, ration card, and mobile number handy. No income certificate is required.
5.Visit a CSC: Go to the nearest Common Service Center (CSC) with your documents. The staff there will verify your details and help generate the card.
6.Digital Download: If you prefer, once verified, you can also download the Ayushman Card (Golden Card) from the portal within 24 hours.
7.Use Your Card: Once you have your card, you can visit empanelled hospitals and receive cashless treatment under the scheme
Objectives of the Scheme
The main aim of Ayushman Bharat is to improve healthcare access across India:
Provide free and cashless treatment
Reduce medical expenses for poor families
Improve healthcare infrastructure
Ensure universal health coverage
Promote digital health services
Eligibility Criteria
Eligibility is based on SECC 2011 data.
Rural Beneficiaries
:Landless households
Families living in kutcha housesSC/ST families
No adult earning member
Urban Beneficiaries
:Street vendorsDomestic workers
Construction workers
Drivers and laborers
Q1. Is Ayushman Bharat free?
Yes, up to ₹5 lakh treatment is free.
Q2. Who can apply?
Poor and vulnerable families listed in SECC data.
Q3. Can I use it in private hospitals?
Yes, only in empanelled hospitals.
